Loan / EMI Calculator

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Calculate the monthly installment, total payment, and total interest for a construction loan using the standard reducing-balance EMI formula.

Loan details

Loan amount (PKR)

Annual interest rate (%)

Tenure (years)

Monthly installmentPKR 0

Total paymentPKR 0

Total interestPKR 0

Standard reducing-balance EMI formula, for planning purposes only. Confirm exact terms, fees, and eligibility with your bank or lender.

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Frequently asked questions

What formula does this use?+

The standard reducing-balance EMI formula used by banks: EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is the loan amount, r is the monthly interest rate, and n is the number of monthly installments.

Will my bank's actual EMI match this exactly?+

This is for planning purposes only — always confirm exact terms, processing fees, and eligibility criteria with your bank or lender, as they can affect the final numbers.

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